Loan Administration Services
Comprehensive loan administration that enhances operational efficiency and removes the administrative burden of managing loan books or facilities.
Seamless loan servicing, management and reporting
Managing a loan book or facility involves a constant flow of administration: onboarding borrowers and lenders, processing drawdowns and repayments, calculating interest and fees, and monitoring compliance with loan terms.
XCHEQER offers comprehensive loan administration services designed to enhance operational efficiency and alleviate this administrative burden. Our solutions ensure seamless loan servicing, management and reporting, whether you manage a private credit fund, a lending program or individual facilities.
By combining investment operations expertise with digital processes, we give you accurate loan records and timely information on the performance of your loan book.
Our loan administration services
We manage the operational detail across the life of each loan.
Borrower and Lender Onboarding
Borrowers and lenders are onboarded efficiently, including AML/KYC identification and verification in line with your requirements.
Payment Processing
Drawdowns, repayments and other payments are processed accurately and on time, with clear records of every transaction.
Interest and Fee Calculation
Interest, fees and charges are calculated in line with each facility’s terms, with supporting workings available for review.
Loan Balance Reconciliation and Valuation
Loan balances are reconciled regularly, and loan valuations prepared to support fund reporting.
Covenant Monitoring and Compliance
Financial and reporting covenants are tracked, with potential breaches identified and escalated promptly.
Our loan administration approach
A clear, structured service covering every stage of the loan life cycle.
Facility set-up
Loan terms, interest and fee structures, covenants and reporting requirements are captured and configured.
Onboarding
Borrowers and lenders are onboarded, including AML/KYC verification.
Ongoing servicing
Payments are processed, interest and fees calculated and balances reconciled.
Monitoring and reporting
Covenants are monitored and regular reporting is delivered on the loan book.
Less administration, more control
Outsourcing loan administration gives you a reliable operational platform, so you can focus on origination, credit decisions and investor relationships.
Operational efficiency
Streamlined processes reduce the time and effort involved in servicing your loans.
Accurate loan records
Reconciled balances and verified calculations give you confidence in your loan book data.
Early warning on covenants
Proactive covenant monitoring helps you identify and manage risk sooner.
Integrated AML/KYC
Onboarding includes AML/KYC checks, supporting your compliance obligations from the start.
A practical partner for your loan book
Our experience across fund administration, accounting and compliance means your loan administration fits neatly into your broader operations.
- Comprehensive servicing from onboarding to reporting
- AML/KYC built into borrower and lender onboarding
- Accurate interest, fee and balance management
- Proactive covenant monitoring
- A flexible model for funds, programs and individual facilities
Related Services
XCHEQER’s services are designed to work together, giving you a single, consistent operating partner across your fund operations.
AML/KYC Verification Services
Customer identification, risk profiling and ongoing monitoring.
Fund Accounting & Tax Services
Fund accounting and reporting for credit and income funds.
Property Fund Accounting
Accounting and administration for property trusts.
Simplify the administration of your loan book
Contact XCHEQER to discuss how our loan administration services can support your loan book or facilities.